What to do when you can't meet your mortgage payments


Many homeowners have problems paying their mortgages, often when they lose a job, split up with a partner or have unexpected expenses.
If you're struggling to pay, you need to act quickly - even if the problems are only temporary.

7. What if your lender takes you to court?


If you have taken all the possible steps mentioned above to get help, hopefully it won’t come to this. But if it does:

Don’t ignore the paperwork you are sent – seek advice from any of the agencies mentioned on our useful contacts section.;

Just because a lender starts court proceedings it doesn’t mean you will automatically lose your home. Make sure you get advice and make sure you attend the court hearing;

If you do have to go to court, a money adviser from one of the agencies on our useful contacts section can help you prepare your case and may be able to represent you.